Cecilio Jr Moralde

Finance And Accounting, Banking
Mandaluyong, Philippines, PH

About

Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times • Communication Skills – Able to communicate effectively in verbal or written as appropriate for the needs of the audience • Judgment and Decision Making - Considering the relative costs and benefits of potential actions to choose the most appropriate one • Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems • Time Management - Managing one's own time and the time of others • Management of Personnel Resources - Motivating, developing, and directing people as they work, identifying the best people for the job • Operations Management - To run our daily operations effectively. • Computer Literate- Basic knowledge of Microsoft office and navigation of tool

Work Experience

Loans and Ledgering Assistant

Profriends
Aug 2009 - Feb 2011

Monitor collection portfolio, contact customers about account changes, create monthly reports, prepare account statements, ensure loan compliance, create new loan files.

Credit Analyst

PCM
Feb 2011 - Aug 2011

Analyse credit data and financial statements, prepare risk reports, evaluate customer records, recommend payment plans, complete loan applications, consult with customers.

Business Process Specialisation Analyst Level 11

Accenture Inc
Aug 2011 - Aug 2016

Contact customers about unpaid accounts, prepare statements, initiate repossession proceedings, receive payments, negotiate credit extensions, answer customer queries.

Senior Specialist

ING Bank
Sep 2016 - Present

Perform checks/controls on signatures, evidences, dates for lending contracts. Navigate ING tools, execute sample controls, validate fund releases, escalate issues, ensure compliance.

Education

BSCS

Saint Joseph College

Languages

English - Advanced
French - Beginner

Skills

Banking Operation

Sectors

AI
Banking & Insurance