AIG Europe S.A. (Spain branch)
Who we are American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, Accidents & Health insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security. Make your mark in Underwriting AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Accidents & Health, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG. How you will create an impact / Job Responsibilities Underwriting Leader - A&H Iberia is responsible for profitable growth and disciplined management of the Accident & Health portfolio across Portugal and Spain. The role leads the Iberian underwriting team, ensures adherence to underwriting standards, and acts as the primary contact for brokers, clients, and regional A&H leadership. Responsibilities: Drive profitable growth and own full P&L for the Iberia A&H portfolio, including underwriting new business, renewals, quotes, and other transactions. Own the A&H portfolio performance for Portugal and Spain Lead a team of underwriters; conduct performance reviews, set KPIs, and deliver training on technical underwriting and pricing discipline. External: Understanding of the local insurance broker community, plus the ability to build strong relationships with brokers and clients. Internal: Build and maintain appropriate, strong, and effective business relationships with key stakeholders (Claims, Operations, Legal, Risk and Distribution Teams.) Identify growth opportunities and drive pipeline activity Lead renewal strategy to maximize retention Ensure governance, pricing adequacy, and underwriting discipline Represent Iberia needs to EMEA A&H leadership and support regional initiatives. Able to internally engage with Local & Regional Leadership. Drive a culture that promotes collaboration, diversity, and inclusion Proficient knowledge of key regulatory requirements. What you’ll need to succeed - Job profile Extensive and strong underwriting experience in A&H or related lines (Group and Individual PA, Travel, Expat Medical, Specialty Business, Affinity, among others). Proven leadership in a matrix environment with strong people development skills Strong knowledge of the Iberian insurance market and broker landscape Portfolio discipline and problem‑solving orientation (willingness to roll up one's sleeves to get the job done) Strong oral and written communication skills. Language skills: Business-fluent Spanish and English required; professional proficiency in Portuguese strongly preferred Strong analytical, decision‑making, and negotiation capabilities Underwriting excellence and commercial awareness (proactive business development mindset). Integrator: Collaborate with multiple technical, functional, distribution and client/broker management resources, local, regional, and global, across the wider business. Good organizational and time management skills. Customer and Sales orientated behaviours: motivated, tenacious, focused, technically skilled, proactive, and accountable. Willing to travel within Iberia up to 25% of time Takes personal responsibility for career development. We are an Equal Opportunity Employer It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, colour, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives. Ready to apply? We would love to hear from you. At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike. Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of inclusion We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com. Functional Area: UW - Underwriting AIG Europe S.A. (Spain branch)
Independent Expat Finance
**Financial Services Advisor - Mortgage & Insurance Processing** **Location:** Haarlem with hybrid working arrangements Are you an experienced financial services professional with your WFT base certificate and exceptional English communication skills? Do you thrive on attention to detail, take pride in your work, and enjoy supporting international clients from diverse backgrounds? We'd love to hear from you! **About Us** Independent Expat Finance is an established independent financial brokerage specializing in mortgages and insurance solutions. With over five years of market presence, we founded our company with a commitment to delivering exceptional service and guidance tailored specifically to the expat community in The Netherlands. As the expat market continues its strong growth trajectory, we're expanding our team to meet increasing demand. **Key Responsibilities** • Ensure seamless processing of mortgage applications from start to finish • Serve as primary liaison between mortgage advisors, banks, notaries, and clients • Process bank guarantee, life insurance, and bank account applications • Provide expert advice on damage insurance products • Maximize utilization of our CRM system for optimal client management **What We're Looking For** • Service-focused team player with strong engagement skills • Excellent communication abilities with fluency in both English and Dutch • Current WFT base certificate with motivation to obtain WFT damage insurance certification • 1-3 years of relevant experience at intermediate vocational or bachelor's degree level • Availability for 32-40 hours per week **What We Offer** • Dynamic role combining processing, commercial, and communication responsibilities • Competitive salary range of €2,900 - €3,400 (based on 40-hour week, adjusted for experience) • Flexible hybrid working arrangements • Professional development and growth opportunities **Ready to Join Our Team?** If this opportunity aligns with your career goals, we encourage you to apply with your motivation letter and CV.
AIG Europe S.A. (Belgium branch)
**SENIOR CLIENT DIRECTOR – Expat Medical** As a Senior Client Director, you will manage a portfolio of large clients, building exceptional long-term relationships through technical expertise, commercial acumen, and a proactive, service-oriented approach. You will serve as the preferred expert for developing and maintaining International Mobility Benefits strategies while driving new business acquisition and completing tenders for selected accounts in collaboration with local A&H teams. **Key Responsibilities** **Commercial Excellence** - Build trusted client relationships through deep understanding of their needs and contract performance - Implement disciplined stewardship to consistently improve contract outcomes - Identify opportunities and develop innovative, quality solutions for clients - Maintain regular client contact and manage effective complaints procedures - Ensure TPA and Assistance partners deliver on KPIs and SLAs - Support local A&H teams in winning large new business opportunities through expertise, market knowledge, and tender assistance **Analytical Leadership** - Create comprehensive financial and content analyses for contract portfolios - Monitor key performance indicators and identify trends in contract evolution - Formulate clear conclusions and actionable solutions to optimize financial performance **Strategic Management** - Develop optimal account management strategies for each allocated client - Assess operational and financial impact of decisions and proposals - Identify improvement opportunities in contract performance and operational procedures - Collaborate with local teams to ensure flawless premium and claims processes - Interface with Legal, Risk, and Compliance to deliver robust client management governance **Professional Development** - Stay current with industry trends and International Mobility Benefits market developments - Maintain awareness of international social security systems and health insurance regulations - Follow global political and socio-economic developments **Required Qualifications** - Extensive insurance industry experience across European markets - Minimum 5 years successfully managing large, complex, strategic clients - Fluent English plus at least one other language; additional languages advantageous - Excellent analytical and quantitative skills with strategic perspective - Strong internal influence and external relationship management abilities - Proven negotiation skills with multiple stakeholders - Strategic, results-oriented mindset with organizational development capability - Professional communication skills including presentation delivery - High resilience under pressure while maintaining quality standards - Autonomous planning and execution capabilities - Proactive, problem-solving approach with creative thinking **About AIG** American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions with one of the world's most extensive property casualty networks. We're reimagining insurance to make a meaningful difference, supporting individuals, businesses, and communities in managing risk and discovering new potential. Our Total Rewards Program offers comprehensive benefits focused on health, wellbeing, financial security, and professional development. We invest in our people through continuous learning in a culture that celebrates diversity and inclusion through Employee Resource Groups and cultural awareness initiatives. We value in-person collaboration as vital to our culture, encouraging team members to be primarily office-based to foster effective teamwork and create supportive environments for our teams and clients. AIG provides equal opportunity regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability, or other legally protected categories. We're committed to providing reasonable accommodations for job applicants and employees with disabilities. **Functional Area:** UW - Underwriting **Location:** AIG Europe S.A. (Belgium branch)